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Frequetly Asked Questions
| Below are the most frequently asked questions. If you cannot find an answer please feel free to contact customer support. |
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The Basics |
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What is a PayDay Loan? A cash advance is a short-term loan, typically paid-off on your next payday. How can I apply for my PayDay loan? We at USA PayDay Lenders are committed to serving our customers. You can apply by filling out the online application form here. When will I receive my PayDay loan? Your application will be processed within 30 minutes, once it has been received. When approved, you will generally receive your loan on the next business day. How much can I borrow? Our loans range from $100 to $500. Can I have more than one loan? We do not allow our customers to have more than one open loan with us. |
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Application Process |
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What kind of computer equipment
and software do I need? You need a computer, modem, Internet access and one of the following recommended Internet browsers: Netscape 6.2 and higher, Microsoft Internet Explorer 5.5 and higher, or Safari 1.0 and higher (OS 10 only). You can use either a Macintosh or a Windows computer. Is is safe? We use 128 bit Secure Socket Layer (SSL) encryption throughout the online application process. So your personal information for example Social Security Number, Bank Account details are safe and secure. |
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Loan Terms |
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How much is it going to cost me? Payday loans are an economical solution to short term liquidity needs when used in the proper way. For comparison, payday loans are much less expensive than the alternative of not paying bills on time or paying overdraft fees on your checking account. How do I repay? You repay your PayDay loan in the same way you receive it - an electronic transaction. You set the due date, and your loan is deducted from your account automatically. How does an ACH payment operate? The single-payment ACH Authorization used by USA PayDay Lenders behaves the same as a paper check. If the payment is returned for reason of insufficient funds, USA PayDay Lenders can and will re-present the ACH Authorization to your bank. |
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